Given the potential for serious injury in an auto crash, Florida law requires liability insurance coverage for anyone operating a vehicle in the state. Despite these requirements, though, many drivers in the state fail to maintain an insurance policy.
When an uninsured driver injures someone in a car accident, the victim may be left with expensive medical bills and forced to take time away from work to recover. Fortunately, a qualified car crash attorney might be able to assist in holding an uninsured driver responsible for any injuries they cause. Contact an experienced Tarpon Springs uninsured car accident lawyer as soon as possible for help seeking compensation to offset those debts.
Florida Insurance Requirements
Like nearly every state, Florida maintains minimum insurance coverage requirements. To register a vehicle in the State of Florida, drivers must provide proof of insurance coverage for at least the minimum amount required.
There are two forms of insurance required by Florida law: Personal Injury Protection, and liability insurance up to $10,000. Personal Injury Protection (PIP) covers injuries suffered by the holder of the policy regardless of fault, while liability insurance compensates other drives for their damages when the holder of the policy is responsible.
Sources of Compensation in an Uninsured Car Accident
Sources for recovery in an uninsured car accident lawsuit may differ from those associated with a standard personal injury suit. Typically, an injured driver could seek compensation from the responsible party’s insurance company, but if that driver is uninsured, a Tarpon Springs uninsured car wreck attorney may able to pursue alternative sources of compensation on a plaintiff’s behalf.
Responsible Driver
While there is no guarantee of compensation, there is a possibility of recovering your damages directly from the responsible driver despite their lack of insurance coverage. Some drivers own other assets like real estates or vehicles, and with a judgment in place, an attorney may be able to reach those assets and liquidate them in order to satisfy an injury claim.
Injured Driver’s Insurance
Insurance companies may still play a role even when a policy does not cover a responsible driver. Many injured drivers have uninsured motorist insurance as part of their comprehensive coverage that only kicks in when the party responsible for an accident lacks insurance.
Sometimes, though, an insurance company will work against their own insured party to minimize a potential insurance payout. Accordingly, an injury victim may benefit from enlisting the help of a lawyer with experienced handling uninsured car accident cases in Tarpon Springs.
Government Entity
In some cases, multiple factors may combine to cause a car crash. Sometimes, it may be possible to recover damages from other parties if factors such as the condition of the road contributed to causing a collision with an uninsured driver. A state or local government might be on the hook for damages if an inadequately designed, built, or maintained road played a role in a wreck.
Let a Tarpon Springs Uninsured Car Accident Attorney Help
Whether you are seeking compensation from the driver who struck you or your own insurance company, an experienced Tarpon Springs uninsured car accident lawyer may be able to help you obtain the financial compensation you deserve. Call today to schedule your initial consultation.
